
๐ค What Is Insurance? ๐ค
To answer that, we first need to talk about RISK and REWARD. Insurance means transferring risk to a third party that would compensate you for losses.
So, what are the different types of insurance?
Many insurers can be categorized into three categories. You have LIFE insurance, MEDICAL insurance, and NON-LIFE insurance.
โ LIFE INSURANCE: Whole life, term, universal, unit linked, variable universal
โ MEDICAL INSURANCE: Critical illness, long term care, disability
โ NON-LIFE INSURANCE: Car insurances, property insurances, travel, home, business risk, liability insurances.
Once you understand that there are three primary categories, itโll be easier to decide what risk you need to insure. So spend some time to study which type of insurance is most suitable for you!
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๐ Who is Dr Sanjay Tolani? ๐
Dr. Sanjay Tolani, became the โyoungest memberโ at the age of 19 and the โyoungest life memberโ at the Age of 28 to the Million Dollar Round Table (MDRT). He also has 13 Top of the Table Qualifications (TOT), which is considered the pinnacle of the financial services profession. To top things off, he is also the youngest Managing Director of an insurance brokerage in the Middle East.
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